Risk Management

Washington Cities Insurance Authority's (WCIA) risk management team is experienced and skilled in municipal risks. Each member has an assigned Risk Management Representative that provides individual attention, personal communication and detailed risk analysis in support of a formal comprehensive COMPACT program.

A broad array of risk management services are available to the membership and includes:

  • On-site reviews of common municipal government risk management exposures, field visits include loss control inspections of playgrounds, parks and buildings
  • Department meeting presentations on specific risk management issues
  • Orientations for new members, new Delegates or new department heads
  • Research and analysis of municipal liability questions and concerns
  • Contract review of indemnification, hold harmless and insurance requirements

Legal Consultations

Legal consultation services are provided to the membership on a limited basis. This is a valuable member benefit because it is the first phase in a program that may transpire into pre-defense and litigation. These consultations may include legal review of personnel policies or practices, land use issues, or general liability issues that are not particular to a potential claim but may require the formal review by an attorney. Many of the consultations result in a legal analysis which is shared with the membership through Risk Management Bulletins. The Legal Consultation program is an administrative cost which does not count towards a member's loss experience.

Pre-Defense Review

Pre defense Review is a nationally recognized service that pre-positions members for potential land use, employment and other management related decisions that could result in liability. This program is designed to assist Members with potentially sensitive exposures.

WCIA Risk Reduction Grant Program

WCIA has two types of risk reduction grants available to members each year, Risk Mitigation grants and Staff Development grants. The grants are designed to assist members with risk reduction projects or provide opportunities for Delegates and Alternates to learn more about the risk management techniques with the hope that losses for the individual member and the pool as a whole can be reduced.

Electronic applications, along with information on eligibility, are made available to Delegates and Alternates in January of each year with applications due back in early March.